:root{
  --bg:#f6f8fb;
  --surface:#ffffff;
  --ink:#102033;
  --muted:#5f6f82;
  --line:#dfe6ef;
  --soft:#edf3fa;
  --brand:#153e75;
  --brand2:#0d2f5d;
  --accent:#1d63b7;
  --ok:#197346;
  --warn:#986b00;
  --shadow:0 14px 45px rgba(15,37,66,.08);
  --radius:22px;
  --max:1180px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Arial,sans-serif;background:var(--bg);color:var(--ink);line-height:1.55}
a{color:var(--brand);text-decoration:none}
a:hover{text-decoration:underline}
img{max-width:100%;height:auto}
.container{max-width:var(--max);margin:0 auto;padding:0 22px}
.skip{position:absolute;left:-9999px;top:auto;width:1px;height:1px;overflow:hidden}
.skip:focus{left:16px;top:16px;width:auto;height:auto;z-index:9999;background:#fff;padding:12px;border:2px solid var(--brand)}
.site-header{position:sticky;top:0;z-index:100;background:rgba(255,255,255,.96);backdrop-filter:saturate(180%) blur(12px);border-bottom:1px solid var(--line)}
.nav{height:74px;display:flex;align-items:center;justify-content:space-between;gap:20px}
.brand{display:flex;align-items:center;gap:12px;font-weight:800;letter-spacing:-.02em;color:var(--ink)}
.brand-mark{width:36px;height:36px;border-radius:11px;background:linear-gradient(135deg,var(--brand),var(--accent));display:inline-flex;align-items:center;justify-content:center;color:#fff;font-weight:900}
.brand small{display:block;font-weight:600;color:var(--muted);font-size:12px;letter-spacing:.01em;margin-top:-2px}
.nav-links{display:flex;align-items:center;gap:20px;font-size:14px;font-weight:650}
.nav-links a{color:var(--ink)}
.header-cta{display:flex;align-items:center;gap:10px}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border-radius:999px;padding:12px 18px;border:1px solid var(--brand);background:var(--brand);color:#fff;font-weight:800;font-size:14px;line-height:1.1;cursor:pointer;transition:transform .15s ease,box-shadow .15s ease,background .15s ease;text-decoration:none}
.btn:hover{background:var(--brand2);text-decoration:none;transform:translateY(-1px);box-shadow:0 10px 24px rgba(21,62,117,.17)}
.btn.secondary{background:#fff;color:var(--brand);border-color:#bfd0e5}
.btn.secondary:hover{background:var(--soft)}
.btn.ghost{background:transparent;color:var(--brand);border-color:transparent;padding-left:10px;padding-right:10px}
.menu-btn{display:none;border:1px solid var(--line);background:#fff;border-radius:12px;padding:10px;color:var(--ink)}
.menu-btn span{display:block;width:22px;height:2px;background:var(--ink);margin:4px 0;border-radius:99px}
.hero{padding:72px 0 40px;background:radial-gradient(circle at top right,#dbe9fb 0,#f6f8fb 35%,#f6f8fb 100%)}
.hero-grid{display:grid;grid-template-columns:1.04fr .96fr;gap:36px;align-items:center}
.kicker{display:inline-flex;align-items:center;gap:8px;border:1px solid #c7d7ec;background:#fff;color:var(--brand);border-radius:999px;padding:7px 12px;font-size:13px;font-weight:800;margin-bottom:18px}
h1{font-size:clamp(38px,5vw,68px);line-height:.99;letter-spacing:-.055em;margin:0 0 20px;color:#091829}
.lead{font-size:clamp(18px,2vw,22px);color:#405066;max-width:690px;margin:0 0 28px}
.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin:26px 0 20px}
.trust-row{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-top:28px;max-width:710px}
.trust-card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:15px 16px;box-shadow:0 6px 20px rgba(11,34,62,.05)}
.trust-card strong{display:block;font-size:24px;letter-spacing:-.03em;color:var(--brand)}
.trust-card span{font-size:13px;color:var(--muted);font-weight:650}
.hero-panel{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow);padding:26px}
.panel-top{display:flex;align-items:center;justify-content:space-between;gap:14px;margin-bottom:18px}
.status{font-size:12px;font-weight:900;color:var(--ok);background:#e7f6ee;border:1px solid #bfe6d1;border-radius:999px;padding:6px 10px;white-space:nowrap}
.provider-list{display:grid;gap:12px}
.provider-card{background:#fff;border:1px solid var(--line);border-radius:20px;padding:18px;display:grid;grid-template-columns:1fr auto;gap:16px;align-items:center}
.provider-card h3{margin:0 0 5px;font-size:18px;letter-spacing:-.02em}
.provider-card p{margin:0;color:var(--muted);font-size:14px}
.tags{display:flex;gap:8px;flex-wrap:wrap;margin-top:11px}
.tag{font-size:12px;font-weight:800;color:#183b68;background:#eef5fc;border:1px solid #d6e5f6;border-radius:999px;padding:5px 9px}
.claim{font-size:13px;font-weight:900;color:var(--brand);background:#fff;border:1px solid #bfd0e5;border-radius:999px;padding:9px 12px;white-space:nowrap;text-decoration:none}
.claim:hover{background:var(--soft);text-decoration:none}
.section{padding:72px 0}
.section.tight{padding:48px 0}
.section.white{background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.section-head{max-width:820px;margin:0 0 32px}
.section-head.center{margin:0 auto 34px;text-align:center}
h2{font-size:clamp(30px,4vw,46px);line-height:1.08;letter-spacing:-.045em;margin:0 0 14px;color:#0c1b2e}
.sub{font-size:18px;color:var(--muted);margin:0}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:20px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:24px;box-shadow:0 8px 28px rgba(15,37,66,.045)}
.card.soft{background:linear-gradient(180deg,#fff,#f8fbff)}
.card h3{font-size:21px;letter-spacing:-.025em;margin:0 0 10px;color:#0d2138}
.card p{color:var(--muted);margin:0 0 14px}
.card ul{margin:14px 0 0;padding-left:20px;color:#435368}
.card li{margin:8px 0}
.step{display:flex;gap:16px}
.step-num{width:34px;height:34px;border-radius:50%;background:var(--brand);color:#fff;display:flex;align-items:center;justify-content:center;font-weight:900;flex:0 0 auto}
.highlight{background:#0f2e54;color:#fff;border-radius:28px;padding:34px;display:grid;grid-template-columns:1.2fr .8fr;gap:28px;align-items:center;box-shadow:var(--shadow)}
.highlight h2,.highlight p{color:#fff}
.highlight p{opacity:.85}
.highlight .btn.secondary{border-color:#fff;background:#fff;color:#0f2e54}
.compare{width:100%;border-collapse:collapse;background:#fff;border:1px solid var(--line);border-radius:22px;overflow:hidden;box-shadow:0 8px 28px rgba(15,37,66,.045)}
.compare th,.compare td{text-align:left;padding:17px 18px;border-bottom:1px solid var(--line);vertical-align:top}
.compare th{background:#f0f5fb;color:#102033;font-size:14px}
.compare tr:last-child td{border-bottom:0}
.check{font-weight:900;color:var(--ok)}
.muted{color:var(--muted)}
.market-map{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.map-box{background:#fff;border:1px solid var(--line);border-radius:20px;padding:20px}
.map-box h3{margin:0 0 10px;font-size:18px;color:#102033}
.map-box p{margin:0;color:var(--muted);font-size:14px}
.form-wrap{display:grid;grid-template-columns:.9fr 1.1fr;gap:24px;align-items:start}
.form-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px;box-shadow:var(--shadow)}
.form-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:14px}
.form-field{display:grid;gap:7px}
.form-field.full{grid-column:1 / -1}
label{font-size:13px;font-weight:900;color:#18314e}
input,select,textarea{width:100%;border:1px solid #cdd9e8;border-radius:14px;background:#fff;color:#102033;font:inherit;padding:13px 14px;outline:none}
input:focus,select:focus,textarea:focus{border-color:var(--accent);box-shadow:0 0 0 4px rgba(29,99,183,.12)}
textarea{min-height:130px;resize:vertical}
.hint{font-size:13px;color:var(--muted);margin-top:12px}
.success-box{background:#e9f7ef;border:1px solid #bfe6d1;color:#0f5d36;border-radius:18px;padding:18px;font-weight:800}
.faq{display:grid;gap:12px;max-width:900px;margin:0 auto}
details{background:#fff;border:1px solid var(--line);border-radius:18px;padding:18px 20px}
summary{font-weight:900;cursor:pointer;color:#102033}
details p{margin:12px 0 0;color:var(--muted)}
.site-footer{background:#091829;color:#d8e5f5;padding:46px 0 28px}
.footer-grid{display:grid;grid-template-columns:1.2fr repeat(3,1fr);gap:24px}
.site-footer a{color:#d8e5f5}
.site-footer h3,.site-footer h4{color:#fff;margin:0 0 12px}
.site-footer p{color:#b6c5d8;margin:0 0 12px}
.footer-links{display:grid;gap:8px;font-size:14px}
.footer-bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:32px;padding-top:18px;color:#a8b9cf;font-size:13px;display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap}
.legal{max-width:900px;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:30px;box-shadow:0 8px 28px rgba(15,37,66,.045)}
.legal h1{font-size:44px;letter-spacing:-.04em;line-height:1.05}
.legal h2{font-size:26px;margin-top:28px}
.breadcrumb{font-size:13px;font-weight:800;color:var(--muted);margin-bottom:18px}
.price{font-size:42px;font-weight:950;letter-spacing:-.05em;color:var(--brand);margin:12px 0 6px}
.price small{font-size:15px;color:var(--muted);font-weight:800}
.featured{border:2px solid var(--brand)}
.badge{display:inline-flex;background:#e8f1fb;color:var(--brand);border:1px solid #c9dbef;border-radius:999px;padding:6px 10px;font-size:12px;font-weight:900;margin-bottom:12px}
@media (max-width: 980px){
  .hero-grid,.highlight,.form-wrap{grid-template-columns:1fr}
  .grid-3,.market-map{grid-template-columns:1fr 1fr}
  .footer-grid{grid-template-columns:1fr 1fr}
  .nav-links{display:none;position:absolute;left:16px;right:16px;top:82px;background:#fff;border:1px solid var(--line);border-radius:20px;padding:18px;box-shadow:var(--shadow);flex-direction:column;align-items:flex-start;gap:14px}
  .nav-links.open{display:flex}
  .menu-btn{display:block}
  .header-cta .btn.secondary{display:none}
}
@media (max-width: 680px){
  .container{padding:0 16px}
  .nav{height:66px}
  .brand small{display:none}
  .hero{padding:42px 0 30px}
  h1{font-size:38px;line-height:1.03}
  .lead{font-size:17px}
  .trust-row,.grid-3,.grid-2,.market-map,.form-grid{grid-template-columns:1fr}
  .provider-card{grid-template-columns:1fr}
  .claim{justify-content:center;text-align:center}
  .section{padding:54px 0}
  .highlight{padding:24px;border-radius:22px}
  .compare{display:block;overflow-x:auto;white-space:nowrap}
  .footer-grid{grid-template-columns:1fr}
  .footer-bottom{display:block}
  .btn{width:100%;padding:14px 18px}
  .hero-actions{display:grid;grid-template-columns:1fr;gap:10px}
  .legal{padding:22px}
  .legal h1{font-size:34px}
}